How to Buy a Laptop With Bad Credit

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Having bad credit can affect you in many ways. You are less likely to be approved for large loans, you are less likely to be approved as a tenant for rental properties, and you are unlikely to receive any sort of approval for financing. 

At Tech Easy Pay, we don’t believe that credit is the only factor that should determine whether or not you receive financing. Why? Well, we understand that while it is really easy to fall into bad credit, it is incredibly hard to raise your credit once it has fallen — even if you are fiscally responsible enough to make payments. 

At Tech Easy Pay, we have partnered with Acima Credit to provide all of our customers with laptop financing with no credit checks involved. Instead, Acima will just need some basic information and then you can begin shopping for your new refurbished laptop. 

Below, we will discuss how you can go about computer financing with bad credit. Continue reading to learn more. 

Step One: Find A Computer That You Like

So you’ve decided that it is time to buy a laptop. Rather than buying a brand new laptop for upwards of $1,500, you ended up stumbling upon our large inventory of refurbished laptops.

As you browse through our inventory of refurbished laptops, consider what kind of work you will be using the laptop for and look for the features that you’ll need. If at any point in the process you have any questions or concerns, simply contact a member of our team via our web chat or by calling our store. 

Step Two: Apply for Financing

Once you have determined what refurbished laptop meets your needs, it is time to apply for financing through Acima Credit — something that you can do from our website by filling out this application

As marketed, you will not have to enter your current credit or your credit history. Instead, Acima Credit will look at your most basic bank information and your monthly income to determine whether or not you are approved for financing. 

Step Three: Wait for Approval

Once you have submitted your financing application, all you have to do is wait for a response from Acima Credit. While doing so might seem like a long, nerve-wracking experience, Acima Credit utilizes a proprietary technology that can analyze and approve your application immediately upon submission. 

Step Four: Choose a Payment Option & Buy!

The final step of the process is to choose your payment option and then purchase the refurbished laptop that you have had your eye on. 

Payment options:

  • Weekly
  • Bi-weekly
  • Twice monthly
  • Monthly

Once you choose a payment plan and receive the money, visit our refurbished laptop store to purchase and pick up your new laptop!

Tech Easy Pay: The Home of Laptops on Finance With No Credit Check

If you have bad credit but need a new laptop, we urge you to come visit us at Tech Easy Pay. We have a large selection of high-quality reconditioned laptops for sale and would be happy to help you find the perfect laptop for your unique needs. If you have any questions, please don’t hesitate to contact us today.