A Guide to Computer Financing With Bad Credit

A woman applying for financing to buy a laptop from Tech Easy Pay.

Do you need a new laptop? If so, the first thing that you think will likely be “How am I going to pay for a laptop right now?” 

For some, the solution might be easy. You could simply pay with your credit card and then make payments towards it over the next couple of weeks; you could get a personal loan from your bank; or you could apply for financing — but what can you do when you have bad credit?

Having bad credit might seem like the only thing standing between you and your new laptop. That said, there are actually ways to get around computer financing with bad credit —and at Tech Easy Pay we are here to help you do just that. 

Having teamed up with ACIMA, a financing entity that believes that you are more than just a credit score, Tech Easy Pay is here to help you get the laptop that you need, when you need it. So how does the ACIMA financing process work?

Applying & Getting Approved

Starting the application process with ACIMA is simply. All you have to do is visit the Tech Easy Pay ACIMA application page on our website and click to begin. After you do so, you will be asked to fill out some information and to provide ACIMA with some baseline information. Some of the things that they will require include your three-month income history, your monthly income total, proof of a checking account, and your recent checking history. 

By asking you four simple questions about your financial history and banking situation, ACIMA can determine if you are approved for financing without asking you for your credit score or digging into your credit history. Instead, they simply look for proof that you will have the ability to pay off the funds awarded for your new laptop on time — both protecting themselves and protecting you from late payment penalties and fees. 

Making Payments Towards Your New Laptop

So you’ve applied for ACIMA financing, have been approved, and have found the perfect refurbished laptop at Tech Easy Pay. Now what?

When you are paying off a laptop, it makes sense to pay it off as quickly as possible. That said, paying it off faster than you can afford doesn’t help anyone. Because of this, ACIMA offers three flexible payment plans that you can use to pay off your laptop.

We offering a 12-month payment plan and a 90-day payment plan, so you can choose to pay off your refurbished laptop in under 90 days or under 365 days — allowing you to pay as you can afford to, without having a financial impact on other parts of your life. 

What Are You Waiting For? Find Your New Laptop and Apply Today!

Now that you know how easy it is to apply for financing through ACIMA, what is holding you back from buying the new laptop that you need? 
Simply apply for financing approval today, visit the Tech Easy Pay online refurbished laptop store and find your dream computer at an affordable price with a competitive payment plan. And that’s how you can navigate computer financing with bad credit!